Business Term Loans
Fixed terms and predictable payments. Built for long-range planning, larger purchases, and the kind of investment you want to budget around instead of guess at.
Learn moreEstablished Capital · Modern Speed
Capital that keeps pace
with your business.
Vintage Funding places $10,000 to $3,000,000 in working capital with small businesses across the country. No upfront fees. No runaround. Same-day approvals.
$0Capital Deployed
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Same DayApprovals & Funding
What We Offer
Two ways to put capital to work
Revenue-Based Financing
Turn future sales into capital today. We advance the funds up front and collect a small fixed percentage of revenue as it comes in, so repayment moves with your cash flow.
Learn moreOur Services
The capital partner that grows with your business, not against it.
Getting funded should not be complicated. Businesses across dozens of industries come to Vintage Funding for fast answers and flexible capital. We keep the process simple so you can stay focused on running your company.
Explore ServicesSubmit a short application. A funding specialist reviews it and reaches out the same business day with your options.
No. There are no upfront costs and no obligation. You review clear options on your own timeline and decide from there.
Very likely, yes. We underwrite on overall business performance and cash flow, not a credit score alone.
Approvals often come back in hours. Most funded clients see money in their account within 24 to 48 hours of approval.
Getting Started
Minimum requirements
We keep qualification simple. Here is everything you need to be considered for funding.
4 Bank Statements
Your four most recent business bank statements
6+ Months Operating
At least six months of business history
$25,000+ Monthly Revenue
Based on monthly gross, not net
Our Funding Process
Funded in three steps
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01
Submit your application
Complete the secure form. It takes a few minutes, and all we need to start are your four most recent business bank statements.
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02
Review your options
A funding expert reviews your file and recommends a structure built around your goals, your revenue, and a repayment timeline that works.
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03
Get funded and grow
Once approved, funds land in your account and you put them to work. We stay available for support and for the next round when you scale.
Testimonials
What our clients say
★ ★ ★ ★ ★I applied on a Monday and had the funds in my account by Tuesday afternoon. The team was clear, responsive, and genuinely helpful the whole way through.
★ ★ ★ ★ ★After my local bank turned me down, Vintage Funding approved me quickly and tailored the funding to fit my cash flow. Incredible experience.
★ ★ ★ ★ ★No runaround, just real help when I needed it. I have used other lenders before. Vintage Funding stands out for transparency and support.
★ ★ ★ ★ ★The funding let me upgrade equipment and take on more clients. They understood what I needed from the first call and delivered exactly what they promised.
Apply In Minutes
Unlock up to $3 million in funding
Send four bank statements and get a same-day answer. No upfront fees, no obligation, no pressure.
Get Funding Today