Services

Funding built to fit

Five ways to access capital. Your revenue, your receivables, your equipment, your timeline.

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Our Funding Products

Your partner in business funding, coast to coast

Revenue-Based Advances

Capital today against tomorrow's sales

  • Funding based on future revenue, repaid gradually from sales
  • No fixed monthly payment. You pay as you earn
  • Fast approvals with minimal paperwork

Invoice Financing

Stop waiting on slow-paying clients

  • Unlock cash tied up in unpaid invoices
  • Turn outstanding receivables into immediate working capital
  • Get your money now instead of on your client's schedule

Business Term Loans

Predictable capital for planned investment

  • Ideal for one-time investments like equipment or expansion
  • Fixed rates with predictable monthly payments
  • Amounts up to $1M with terms up to 5 years

Factoring

Receivables converted to working capital

  • Convert unpaid invoices into fast working capital
  • Receive an upfront advance against outstanding receivables
  • Improve cash flow without taking on new debt

Equipment Leasing

Upgrade without draining the account

  • Lease machinery, vehicles, or the tools your business runs on
  • Flexible terms shaped by your cash flow and industry
  • Preserve working capital while you expand operations

In the event that Vintage Funding provides a successful funded transaction, Vintage Funding may retain up to 15% of the total funded amount as part of the purchase price or funding structure.

Getting Started

Minimum requirements

We keep qualification simple. Here is what you need to qualify for funding with Vintage Funding.

4 Bank Statements Your four most recent business bank statements
6+ Months Operating At least six months of business history
$25,000+ Monthly Revenue Based on monthly gross, not net

Industries We Fund

If you run it, we have likely funded it

  • Construction
  • Trucking & Logistics
  • Restaurants
  • Auto Repair
  • Retail
  • Healthcare Practices
  • Salons & Spas
  • Manufacturing
  • Staffing
  • E-Commerce
  • Landscaping
  • Professional Services

Same-Day Answers

Not sure which option fits?

Send your statements and a specialist will tell you straight which structure makes sense for your business, and which does not.

Talk To A Specialist